Effective Date: 04 July 2025

Welcome to ARS Auction ("we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy describes how your personal data is collected, used, stored, and shared when you use our mobile application ("App") that helps users participate in auctions held by insurance companies and banks in India.

1. Information We Collect

When you use our App, we may collect the following information:

A. Personal Information

• Full Name
• Mobile Number
• Email Address
• Aadhaar Number / PAN (if required for KYC or bidding eligibility)
• Address and PIN Code
• Bank Account or UPI details (if used for deposits, refunds, or payments)

B. Device and Usage Information

• IP Address
• Mobile Device ID and model
• Operating System
• App usage behavior (e.g., clicks, page visits)
• Location Data (if you enable GPS-based features)

C. Auction Participation Data

• Bids Placed
• Items of Interest
• Auction History
• Preferences and Alerts

2. How We Use Your Information

We use your information to:

• Register and verify your account
• Allow you to view, participate in, and bid in auctions
• Share your bids with the concerned banks or insurance companies
• Notify you about auction updates, deadlines, and results
• Process payments, deposits, and refunds
• Send alerts, promotional messages, or policy updates (optional)
• Comply with legal obligations and KYC norms

3. Sharing Your Information

We do not sell your personal data. However, we may share your information with:

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